I empower you....

build your lifestyle business, ministry or brand

create income, influence & impact.

I empower you....

build your lifestyle business, ministry or brand

create income, influence & impact.

THE WEALTH CHANGERS SUCCESS SYSTEM™

Wealth Changers Success System outlines a path to design your wealth and live your ideal life.

The system is structured around four dimensions of wealth, 21 habits or "silver bullets", and establishing clarity, focus, and execution. The goal is to build a business by design that allows you to achieve financial freedom and the lifestyle you want.

Wealth goes beyond just money.

Unlock the 4 Dimensions of Wealth. For an exceptional life!

Personal: Embark on a transformative journey towards self-discovery and fulfillment, unlocking your potential for growth in all aspects of life.

Relational: Delve into cultivating profound connections fostering relationships that enrich your life with shared experiences, empathy, and genuine understanding.

Influential: Harness your unique abilities to create a ripple effect, magnifying your ability to inspire and lead, leaving a lasting imprint on the world around you.

Financial: Lay the groundwork for a future of stability and abundance by making strategic choices that pave the way for enduring financial well-being and success.

HEY THERE, PURPOSE-DRIVEN ENTREPRENEURS!

I want to help you grow and unlock your potential for financial abundance and make a lasting impact with my programs designed for business owners. We work with you to help you increase your wealth.

Business Coaching

5 Steps to Massive Increase in Income,

Profitability & Cashflow

I'm all about empowering small business owners like you to design your ideal life, build a lifestyle business, and create lasting wealth.

Let's get those entrepreneurial dreams into reality as we work together. Explore the 5 steps to boost your growth.

Strategic Planning: Develop a strong business strategy aligned with trends and goals.

Value Focus: Prioritize customer value for repeat business and premium pricing.

Efficiency: Streamline operations to boost profitability.

Sales and Marketing: Expand reach through targeted campaigns.

Financial Smartness: Manage cash flow, control expenses, and plan for growth.

Learn more

CPA Wealth Strategy

3 Steps to Peace of Mind, Business Growth

& Wealth Creation

Get ready to gain valuable insights into accounting, financial statements, taxation, insurance, mortgages, financing, investments, marketing, and more. It's time to level up your financial game with these 3 steps:

Mindful Balance: Cultivate a healthy work-life balance for peace of mind and clarity. Allocate time for relaxation, family, and personal growth to recharge your energy and focus.

Strategic Expansion: Develop a growth-oriented strategy capitalizing on market trends and innovation. Expand product lines, enter new markets, or explore partnerships to grow business.

Wealth Accumulation: Implement sound financial practices, including smart investments and diversification. Regularly monitor and adjust your financial strategy to create and preserve wealth over time.

Learn more

THE WEALTH CHANGERS SUCCESS SYSTEM™

Wealth Changers Success System outlines a path to design your wealth and live your ideal life.

The system is structured around four dimensions of wealth, 21 habits or "silver bullets", and establishing clarity, focus, and execution. The goal is to build a business by design that allows you to achieve financial freedom and the lifestyle you want.

Wealth goes beyond just money.

Unlock the 4 Dimensions of Wealth. For an exceptional life!

Personal: Embark on a transformative journey towards self-discovery and fulfillment, unlocking your potential for growth in all aspects of life.

Relational: Delve into cultivating profound connections fostering relationships that enrich your life with shared experiences, empathy, and genuine understanding.

Influential: Harness your unique abilities to create a ripple effect, magnifying your ability to inspire and lead, leaving a lasting imprint on the world around you.

Financial: Lay the groundwork for a future of stability and abundance by making strategic choices that pave the way for enduring financial well-being and success.

HEY THERE, PURPOSE-DRIVEN ENTREPRENEURS!

I want to help you grow and unlock your potential for financial abundance and make a lasting impact with my programs designed for business owners. We work with you to help you increase your wealth.

Business and Wealth Coaching

5 Steps to Massive Increase in Income,

Profitability & Cashflow

I'm all about empowering small business owners like you to design your ideal life, build a lifestyle business, and create lasting wealth.

Let's get those entrepreneurial dreams into reality as we work together. Explore the 5 steps to boost your growth.

Strategic Planning: Develop a strong business strategy aligned with trends and goals.

Value Focus: Prioritize customer value for repeat business and premium pricing.

Efficiency: Streamline operations to boost profitability.

Sales and Marketing: Expand reach through targeted campaigns.

Financial Smartness: Manage cash flow, control expenses, and plan for growth.

Learn more

CPA Accounting, Tax & Advisory

3 Steps to Peace of Mind, Business Growth

& Wealth Creation

Get ready to gain valuable insights into accounting, financial statements, taxation, insurance, mortgages, financing, investments, marketing, and so much more. It's time to level up your financial game with this 3 steps:

Mindful Balance: Cultivate a healthy work-life balance for peace of mind and clarity. Allocate time for relaxation, family, and personal growth to recharge your energy and focus.

Strategic Expansion: Develop a growth-oriented strategy that capitalizes on market trends and innovation. Expand product lines, enter new markets, or explore partnerships to grow business.

Wealth Accumulation: Implement sound financial practices, including smart investments and diversification. Regularly monitor and adjust your financial strategy to create and preserve wealth over time.

Learn more

DOWNLOAD THE COMMUNITY APP TO PROMOTE YOUR BUSINESS

With our mobile app, you can promote your business, network with like-minded entrepreneurs, live stream your expertise and give back to the community.

With our app, you can:

  • Connect to Learn: Build valuable relationships for knowledge.

  • Collaborate to Earn: Partner for shared success.

  • Create Wealth: Manage finances for growth.

  • Celebrate Transformation: Recognize milestones joyfully.

About Your Coach

Garfield A. Fray, FCCA, CPA, CA, CFE

Visionary Founder, CEO/COO - Wealth Changers Group, Wealth Changers Alliance

Certified Master Coach & Professional Accountant, 33-year business transformation expert, and author.

Guided by unwavering persistence, he uplifts small businesses and communities, promoting purpose-driven success and wealth generation. Experienced in diverse sectors with top CPA firms. Beyond his own family, including two children, he's also passionate about humanitarian service, notably aiding the People of African Descent.

About Your Coach

Garfield A. Fray, FCCA, CPA, CA, CFE

Visionary Founder, CEO/COO

Wealth Changers Group

Wealth Changers Alliance

Certified Master Coach & Professional Accountant, 33-year business transformation expert, and author.

Guided by unwavering persistence, he uplifts small businesses and communities, promoting purpose-driven success and wealth generation. Experienced in diverse sectors with top CPA firms. Beyond his own family, including two children, he's also passionate about humanitarian service, notably aiding the People of African Descent.

core values

Within the realm of the Wealth Changers group, a distinct set of core values illuminates the path to success. These values embody integrity, collaboration, excellence, social responsibility, and adaptability. Let's explore them further:

Character:

Commitment to ethical behavior, even when unobserved

Chemistry:

Commitment to connect, collaborate, and foster trust.

Competence:

Commitment to excellence through demonstrated expertise.

Corporate Social Responsibility:

Commitment to ethical action for positive societal impact and to contribute to society.

Capacity:

Commitment to tackling challenges and seizing opportunities with adaptability.

core values

Within the realm of the Wealth Changers group, a distinct set of core values illuminates the path to success. These values embody integrity, collaboration, excellence, social responsibility, and adaptability. Let's explore them further:

Character:

Commitment to ethical behavior, even when unobserved

Chemistry:

Commitment to connect, collaborate, and foster trust.

Competence:

Commitment to excellence through demonstrated expertise.

Corporate Social Responsibility:

Commitment to ethical action for positive societal impact and to contribute to society.

Capacity:

Commitment to tackling challenges and seizing opportunities with adaptability.

ABOUT GARFIELD FRAY

Welcome to the world of wealth creation and business transformation! I'm Garfield Fray, a passionate Business Coach and the visionary creator behind the transformative Wealth Changers Success System.

Trainer & Author - Garfield is an accomplished trainer and author, leveraging his expertise to educate and inspire others. Through his written works and training sessions, he shares valuable insights on business, wealth, and personal development topics. Garfield has pioneered the "Wealth Changers Success System" & "Kingdom Leaders Equipping System“. Anticipate his soon-to-be-released book, "Wealth Changers Revolution: Unlocking the 4 Dimensions of Wealth for an Exceptional Life."

Certified Master Business & Wealth Coach - A Certified Master Coach with the American Board of NLP. Garfield possesses the skills to guide individuals and businesses toward financial success. His coaching goes beyond conventional methods, encompassing strategic wealth-building techniques. One of his success stories is the turnaround of a failing small business owner to grow from $200k to over $1m in less than 4 years earning over $200,000 per annum in personal income. Garfield’s personal and business coach is one of Canada’s leading coaches, also a former coach of Robert T. Kiyosaki, author of "Rich Dad Poor Dad."

Management Advisor - As a management advisor, Garfield A. Fray offers strategic counsel to businesses and individuals seeking to optimize their operations. His insights and guidance contribute to effective decision-making, efficiency, and growth. . He revamped operations for a national entity, saving $5M annually and increasing efficiency by 76%. The beginning of his illustrious career at age 18 included detecting his first fraud at age 22. He's renowned for strategic advisory to senior management, of multiple sectors including a governmental Ambassador. As Assistant Director of Audit for a major NGO, he oversaw 400+ business units with a team of 8. Garfield specialist training with experience includes internal audit, fraud, mortgage, financing, and real estate certification an affiliate of Robert T. Kiyosaki, author of "Rich Dad Poor Dad."

Chartered Professional Accountant - With a background as a Chartered Professional Accountant (CPA), Garfield brings solid financial acumen to his endeavors. This foundation in accounting underscores his ability to provide sound financial advice and ensure fiscal responsibility. Licensed in Canada, the UK, and the Caribbean, Garfield has vast experience collaborating with medium-sized and top-tier CPA firms, including PricewaterhouseCoopers and KPMG. His auditing expertise covers various sectors, from finance and manufacturing to services and non-profits. In 2012, he founded his practice, championing small business owners' growth, cash flow, and peace of mind. During COVID19 he helped one client to eliminate over 90% or $100,000 in taxes earned on income from severance of employment.

Humanitarian - Garfield's commitment to humanitarian efforts highlights his compassion and dedication to positively impacting society. His involvement in philanthropic initiatives showcases his belief in giving back to the community and creating a better world. Garfield is a family-oriented individual with two children. His strong passion for serving others began in 1997 in Jamaica, helping the underprivileged. Fast forward to 2021, he launched "Operation Land of My Birth," uniting People of African Descent for collaborative wealth generation and community impact.

I love helping owners grow their wealth and impact

As a seasoned CPA, I have gained profound insights into the financial landscape and the crucial elements that drive business growth. Armed with this knowledge, I set out to combine my expertise with effective coaching strategies to guide entrepreneurs on their path to greatness.

I firmly believe that success goes beyond mere numbers; it is about finding purpose, designing an ideal life, and aligning business goals with personal fulfillment.

Trainer & Author - Garfield is an accomplished trainer and author, leveraging his expertise to educate and inspire others. Through his written works and training sessions, he shares valuable insights on business, wealth, and personal development topics. Garfield has pioneered the "Wealth Changers Success System" & "Kingdom Leaders Equipping System“. Anticipate his soon-to-be-released book, "Wealth Changers Revolution: Unlocking the 4 Dimensions of Wealth for an Exceptional Life."

Certified Master Business & Wealth Coach - A Certified Master Coach with the American Board of NLP. Garfield possesses the skills to guide individuals and businesses toward financial success. His coaching goes beyond conventional methods, encompassing strategic wealth-building techniques. One of his success stories is the turnaround of a failing small business owner to grow from $200k to over $1m in less than 4 years earning over $200,000 per annum in personal income. Garfield’s personal and business coach is one of Canada’s leading coaches, also a former coach of Robert T. Kiyosaki, author of "Rich Dad Poor Dad."

Management Advisor - As a management advisor, Garfield A. Fray offers strategic counsel to businesses and individuals seeking to optimize their operations. His insights and guidance contribute to effective decision-making, efficiency, and growth. . He revamped operations for a national entity, saving $5M annually and increasing efficiency by 76%. The beginning of his illustrious career at age 18 included detecting his first fraud at age 22. He's renowned for strategic advisory to senior management, of multiple sectors including a governmental Ambassador. As Assistant Director of Audit for a major NGO, he oversaw 400+ business units with a team of 8. Garfield specialist training with experience includes internal audit, fraud, mortgage, financing, and real estate certification an affiliate of Robert T. Kiyosaki, author of "Rich Dad Poor Dad."

Chartered Professional Accountant - With a background as a Chartered Professional Accountant (CPA), Garfield brings solid financial acumen to his endeavors. This foundation in accounting underscores his ability to provide sound financial advice and ensure fiscal responsibility. Licensed in Canada, the UK, and the Caribbean, Garfield has vast experience collaborating with medium-sized and top-tier CPA firms, including PricewaterhouseCoopers and KPMG. His auditing expertise covers various sectors, from finance and manufacturing to services and non-profits. In 2012, he founded his practice, championing small business owners' growth, cash flow, and peace of mind. During COVID19 he helped one client to eliminate over 90% or $100,000 in taxes earned on income from severance of employment.

Humanitarian - Garfield's commitment to humanitarian efforts highlights his compassion and dedication to positively impacting society. His involvement in philanthropic initiatives showcases his belief in giving back to the community and creating a better world. Garfield is a family-oriented individual with two children. His strong passion for serving others began in 1997 in Jamaica, helping the underprivileged. Fast forward to 2021, he launched "Operation Land of My Birth," uniting People of African Descent for collaborative wealth generation and community impact.

I love helping owners grow their wealth and impact

As a seasoned CPA, I have gained profound insights into the financial landscape and the crucial elements that drive business growth. Armed with this knowledge, I set out to combine my expertise with effective coaching strategies to guide entrepreneurs on their path to greatness.

I firmly believe that success goes beyond mere numbers; it is about finding purpose, designing an ideal life, and aligning business goals with personal fulfillment.

© 2023 Garfield Fray. All rights reserved. Privacy Policy

© 2024 Garfield Fray. All rights reserved. Privacy Policy